TBC BANK GROUP PLC (TBCG) Shares

ABOUT TBC BANK GROUP PLC

TBC Bank Group plc is the UK-incorporated parent company of JSC TBC Bank and its subsidiaries, which is the largest banking group in Georgia. TBC Bank is a universal bank headquartered in Tbilisi, Georgia and serves Georgia, Israel and Azerbaijan.

With a strong track record of growth and profitability TBC Bank has transformed itself since being founded in 1992 to become Georgia’s leading universal banking group.

Today, it is recognised for its superior customer experience, best-in-class multichannel capabilities and focus on digital channels. Its history however dates back to 1992 when two Georgian businessmen and partners founded the bank, Tbilisi Business Centre, abbreviated as TBC.

In 2014 TBC Bank listed global depositary receipts (GDRs) on the main market of the London Stock Exchange (LSE) and moved to the LSE’s premium segment in 2016.

OVERVIEW OF TBC BANK GROUP PLC

• TBC Bank Group plc’s different divisions (Corporate Banking, Retail Banking, SME Banking and Micro Banking) are known for its products such as credit cards, consumer banking, corporate banking, finance and insurance, investment banking, mortgage loans, private banking, private equity and wealth management.

• TBC Invest, established in 2011, is a wholly owned subsidiary of JSC TBC Bank and operates in the Israeli market as an intermediary between Israeli clients and TBC Bank.

• TBC Bank Group PLC operates as a commercial bank that offers a range of banking products and services including deposits and loans, foreign exchange operations, hedging, factoring, cash collection, insurance packages, trade finance, and working capital loans.

VISION & VALUES OF TBC BANK GROUP PLC

• TBC Bank Group plc has a customer centric business model that focuses on providing best customer experience in everyday needs of clients.

• Its strategy is centered on core principles of sustainable development, innovation and efficiency and is designed to create value for all stakeholders, including shareholders who purchase shares with the company.

• Around 99.7% of TBC Bank’s operations take place in Georgia itself. It has a growing economy with dynamic transport, service and tourism industries and the advantage that the country is centrally situated with an educated population, natural beauty and renowned hospitality.

• TBC Bank Group have put in place a sustainable value chain to ensure the entire group works as one to meet the current and future needs of their customers.

• As part of the bank’s social responsibility projects, TBC Bank Group founded TBC Fund to help victims of the 2008 war in Georgia.

• TBC Bank also co-founded the annual literature award, SABA, aimed at rewarding the best literature works of the year since 2003.

MARKET PERFORMANCE OF TBC BANK GROUP PLC

• TBC Bank Group plc’s shares are traded on the Financial Times Stock Exchange (FTSE) under the stock symbol TBCG listed in the Banking sector.
• Revenue for 2018 was GEL 778.0 million, operating income GEL 921.2 million and net income GEL 437.4 million. Its total assets were worth GEL 15.526 billion with total equity GEL 2.203 billion.
• Their performance in the market gives shareholders ample confidence to buy or sell shares and expect sound dividends and returns in 2019 and further.

Buy TBC BANK GROUP PLC stocks / shares – A Step by Step Guide how to Buy / Purchase TBC BANK GROUP PLC Stocks or Shares online.

Before buying any stock or share one has to consider a few factors.

STEP 1: PROPER RESEARCH IS ESSENTIAL

Upon deciding you want to buy TBC BANK GROUP PLC Stocks / Shares, it is critical for the serious investor to do proper research into the said company. Its values should align with those of the investor’s current portfolio. An investor needs to familiarise himself with the basics and history of the company, as well as its leadership and performance in the market. Its company reports should also be scrutinized.

Consultation with a brokerage firm can also assist in determining whether investing in a specific company will complement the investor’s current portfolio. The investment “risk ladder”, which identifies asset classes based on their relative riskiness, is another useful tool when determining which company’s stock / share is the best to buy.

STEP 2: CALCULATE THE AMOUNT OF INVESTMENT IN TBC BANK GROUP PLC STOCKS / SHARES

It is important for an investor to monitor his total investment in stock in order to keep his portfolio aligned to his investment strategy. The overall value of his holdings will change with the fluctuation in stock prices, which can throw his portfolio off balance. To determine the amount to invest, multiply the number of shares of each stock by its current market price to determine the total investment in that specific stock. For example, if you own 100 shares of a US Dollar 5 stock, multiply 100 by US Dollar 5 to get US Dollar 500.

STEP 3: DECIDE ON THE STOCK / SHARE ORDER TYPE

Investors can choose from a market order, a limit order, a stop order (also referred to as a stop-loss order) or a buy/sell stop order. It is important to familiarise yourself with each type’s pros and cons before deciding which one will suit your current stock profile best. An investor should be guided in this choice by his investment objective.

STEP 4: OPEN A BROKERAGE ACCOUNT

A brokerage account – also known as taxable investment account – is similar to a retirement account, but more flexible. Where a retirement account has limitations on the amount of money that can be contributed annually, and restrictions on when funds can be withdrawn, a brokerage account is more flexible. The latter has no income or contribution limit and the investor can withdraw his money at any given time. This flexibility, together with its potential investment gains, makes a brokerage account more attractive to serious investors. Brokerage accounts are ideal for goals or savings that are further than five years away, but closer than retirement. It can also supplement an investor’s emergency savings.

STEP 5: COMMIT AND PURCHASE TBC BANK GROUP PLC STOCKS / SHARES

Lastly, commit to the stock. Pro Tip: Monitor the value of your stock to ensure you have a growing stock value and dividend pay-out.  Regularly check the share price online to ensure your investment delivers a positive return on investment. You are now a proud owner of TBC BANK GROUP PLC stocks / shares.

5 Questions to ask yourself before purchasing any stocks or shares.

1. Is it the best time to buy this stock / share?
2. Should I buy TBC BANK GROUP PLC stocks / shares in the current economic climate?
3. Can I afford to buy this stock / share?
4. What is the forecast of the stock / share growth?
5. What is the current price per earning ration on the stock / share?